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Handling the aftermath of a car accident can be overwhelming and incredibly stressful. You’re dealing with repairing your car, getting checked out for injuries and filing a claim with your insurance or the other driver’s insurance — likely all at the same time. 

 

During that process, you’re probably wondering: do I need a car accident lawyer to represent my claim? Negotiating and settling a claim can be complex, and all too often the insurance company has the upper hand during negotiations. Keep reading to learn when it’s best to handle a claim yourself and when it’s time to call in an experienced attorney. 

When Should I NOT Hire a Lawyer?

Despite what law firm advertising would have you believe, not all car accidents require the assistance of a lawyer. There are clear-cut cases where it’s faster and easier to deal directly with the insurance company and receive fair compensation. 

 

You probably don’t need a lawyer if:

 

  • The other driver was completely at-fault and acknowledges it
  • There are no injuries
  • There’s only minor car/property damage
  • You feel confident enough to negotiate your own settlement

 

In simple cases, the settlement amount your insurance company (or the other driver’s insurance company) offers is sufficient to cover minor damages or injuries. At that point, it may be more costly to hire a lawyer and pay the attorney fees rather than handle the claim yourself. 

When Do I Need a Car Accident Lawyer?

There are times where hiring an experienced car crash attorney is in your best interest. Seek legal advice if you find yourself in one of the following situations. 

 

  1. You have significant injuries. Hire a lawyer to represent you if you are seriously injured and incur significant medical bills after a crash. Insurance companies are experts at negotiating the thousands of injury claims they see a year — but you’re not. A skilled attorney with experience in personal injury claims will negotiate with the insurance company on your behalf to ensure the claim is valued correctly. A lawyer will help make sure that you get fair compensation to cover your medical bills and treatment expenses. 

 

  1. Fault isn’t clear-cut. Ohio law follows a contributory negligence rule, which means that both drivers in a car accident can share fault for a car crash depending on the circumstances. If you’re found to be partially at fault in an accident, the amount of compensation you’re entitled to receive is based on the percentage of your liability. Hire an attorney if you’re involved in a crash where fault isn’t clear, the other driver is trying to shift more blame to you, or the other driver is trying to blame you completely for the accident. A lawyer will advocate on your behalf to ensure you’re judged fairly in cases of unclear fault.   

 

  1. You’re getting pushback from the insurance company. Insurance companies can and do deny personal injury claims. If your claim has been denied, or if you’ve been offered a settlement that’s too low and the insurance company refuses to negotiate any further, it’s time to call in professional help.  

 

  1. You don’t feel confident handling your claim. The insurance company’s goal is always directly at odds with your goal while settling an accident claim: you’re trying to maximize your compensation amount while the insurance company is trying to pay out as little as possible. And the insurance company has the upper hand here — they know the laws and regulations that dictate claims and they’re experts at managing the entire claims process. If you don’t feel comfortable negotiating on your own behalf, hire an experienced attorney to represent you. Let your lawyer do the work of advocating on your behalf while you focus on healing and recovering after a car accident.  

 

After a car accident, you may not be certain whether or not you need attorney representation. Many law firms offer free consultations, where they hear the facts of the accident and tell you whether or not they believe you have a viable case. If you’re not sure what to do, ask a few firms for a consultation before making your decision. 

BEST Treats Car Accident Injuries

If you sustain injuries from a car crash, trust BEST Surgery and Therapies in Cincinnati, OH, to help you get back on your feet. We deliver the highest-quality orthopedic and spine care using pain management, conservative therapies, one-on-one physical therapy and minimally invasive orthopedic and spine surgeries.   

 

We have a quick-reply scheduling service that allows rapid patient access to our modern healthcare facility, where we provide same-day surgical care, urgent injury evaluation, and diagnostic and preventative measures. Please call us at 513-480-8434 to speak with a dedicated Patient Experience Coordinator and schedule your first appointment. 

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